Full Commerce

A Reliable Payment Partner for Your IT Service Business

By harnessing the power of transaction, we are transforming how you interact with finance, pushing boundaries and breaking down walls.

Become a Merchant Now

2.3B+

Transactions

200+

Processor connections

125+

Shopping cart integrations

Gateway Features

By harnessing the power of payment, we are transforming how you interact with finance, pushing boundaries and breaking down walls.

Expense Management

Easy online checkout

Collect Checkout lets merchants quickly start selling without a shopping cart using our hosted payment page and payment button generator

Effortless Selling

Speed and Convenience

Payments

Generate Invoices In Minutes

Easily migrate from other gateways without having to rework or reprogram software or applications.

Customers can be billed in any currency

Branded emails and invoices instill confidence and encourage faster payments

Features

Powerful Reporting

Give your merchants valuable insights into customer behavior with a single view of data across channels.

Secure Downloading of WebMIS Reports

SOAP Report Versioning

Online and Offline Reporting

Pricing

Built for businesses of all sizes

Standard

Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees

3.5% + 30¢

per successful card charge

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Disappoint Thieves

Every month, our customers trust us to move around £9 billion of their money. Here are some of the important ways we protect them

Safety

Dedicated fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Our dedicated fraud and security teams work to keep your money safe

We use 2-factor authentication to protect your account

We hold your money with established financial institutions

Audited & Verified

Lorem's advanced security framework and rigorous smart contract audits provide the highest protection level for your digital wealth.

FAQ

You can find answers to your questions here

How does Interest work?

When you turn on Interest, your money is invested in a fund holding government-guaranteed assets. The fund aims to maximise current income through a portfolio of high quality short-term money market instruments and tracks the interest rate offered by the central bank of the currency — and unlike traditional bank accounts, your return will change soon after the central bank rate changes. We’ll update the value of your money every working day, so there’s no more waiting a month to get what’s yours.

All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed.



Can I access my money any time?

When you use Interest, you can send and spend your money whenever you want — including your gains.

If your money is in a jar, you’ll need to move it to a balance if you want to spend it.

Is my money safe?

Interest is considered low risk because the assets the fund invests in are government-guaranteed.

The fund that Interest uses is designed to be stable and it’s unlikely your money could go down in value. This could happen if interest rates get close to 0%, go negative, or if the government defaults on their debt — but all are unlikely to happen in the near future.

Are there fees?

The annual fee is 0.29% and includes what you pay Wise (0.19%) and what you pay the fund manager (0.10%). This means you’ll pay an annual fee of 2.90 GBP if you hold 1,000 GBP in Interest.

Both fees are based on the daily amount you hold in Interest. The Wise fee is charged monthly and will be taken out of your balance on the 1st of every month. The fund manager includes their fee in the value of your investment, so you won’t see it charged as a separate fee.

Do I need to pay taxes on my earnings?

You may have to pay tax if you use Interest — for example, capital gains tax. This depends on the country you pay tax in and your financial circumstances.

We unfortunately can’t give you tax advice, but you can learn more about requirements in different countries here. You can also request a report with information that can help you complete your tax return.