Full Commerce
A Reliable Payment Partner for Your IT Service Business
By harnessing the power of transaction, we are transforming how you interact with finance, pushing boundaries and breaking down walls.
2.3B+
Transactions
200+
Processor connections
125+
Shopping cart integrations
Gateway Features
By harnessing the power of payment, we are transforming how you interact with finance, pushing boundaries and breaking down walls.
Expense Management
Easy online checkout
Collect Checkout lets merchants quickly start selling without a shopping cart using our hosted payment page and payment button generator
Effortless Selling
Speed and Convenience
Payments
Generate Invoices In Minutes
Easily migrate from other gateways without having to rework or reprogram software or applications.
Customers can be billed in any currency
Branded emails and invoices instill confidence and encourage faster payments
Features
Powerful Reporting
Give your merchants valuable insights into customer behavior with a single view of data across channels.
Secure Downloading of WebMIS Reports
SOAP Report Versioning
Online and Offline Reporting
Pricing
Built for businesses of all sizes
Standard
Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees
Disappoint Thieves
Every month, our customers trust us to move around £9 billion of their money. Here are some of the important ways we protect them
Safety
Dedicated fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Audited & Verified
Lorem's advanced security framework and rigorous smart contract audits provide the highest protection level for your digital wealth.
FAQ
You can find answers to your questions here
How does Interest work?
When you turn on Interest, your money is invested in a fund holding government-guaranteed assets. The fund aims to maximise current income through a portfolio of high quality short-term money market instruments and tracks the interest rate offered by the central bank of the currency — and unlike traditional bank accounts, your return will change soon after the central bank rate changes. We’ll update the value of your money every working day, so there’s no more waiting a month to get what’s yours.
All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed.
Can I access my money any time?
When you use Interest, you can send and spend your money whenever you want — including your gains.
If your money is in a jar, you’ll need to move it to a balance if you want to spend it.
Is my money safe?
Interest is considered low risk because the assets the fund invests in are government-guaranteed.
The fund that Interest uses is designed to be stable and it’s unlikely your money could go down in value. This could happen if interest rates get close to 0%, go negative, or if the government defaults on their debt — but all are unlikely to happen in the near future.
Are there fees?
The annual fee is 0.29% and includes what you pay Wise (0.19%) and what you pay the fund manager (0.10%). This means you’ll pay an annual fee of 2.90 GBP if you hold 1,000 GBP in Interest.
Both fees are based on the daily amount you hold in Interest. The Wise fee is charged monthly and will be taken out of your balance on the 1st of every month. The fund manager includes their fee in the value of your investment, so you won’t see it charged as a separate fee.
Do I need to pay taxes on my earnings?
You may have to pay tax if you use Interest — for example, capital gains tax. This depends on the country you pay tax in and your financial circumstances.
We unfortunately can’t give you tax advice, but you can learn more about requirements in different countries here. You can also request a report with information that can help you complete your tax return.